2025 Ira Contribution Limits Catch Up Over 50. So, these taxpayers can still contribute an additional $7,500 in 2025 ($31,000 total). Those aged 50 and older can.
If you’re 60 to 63, you can contribute an extra $11,250 ; The total employee contribution limit to all 401(k) and 403(b) plans for those under 50 will be going up from $23,000 in 2024 to $23,500 in 2025.